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It's Time to BE Covered.

We’ll help you find and enroll in the health insurance plan that’s right for you.


2021 Open Enrollment is over.

Still need health insurance?

If you need health coverage and missed open enrollment, you still have options for getting covered if you have a qualifying event in your life like losing health coverage, getting married, or having a baby.

Open Enrollment for Qualified Health Plans:

Nov 1, 2021 – Dec 15, 2021

More Enrollment Periods:

Medicare Medicaid

Welcome to the Kentucky Health Benefit Exchange, your gateway to quality, affordable health coverage.

The Kentucky Health Benefit Exchange is a Division within the Office of Health Data and Analytics with the primary responsibility to administer the provisions of the Affordable Care Act for the Commonwealth of Kentucky. The Kentucky Health Benefit Exchange provides support and resources for Kentuckians to enroll in health coverage and learn what health insurance and other programs they may be eligible for. Within every county in the Commonwealth, KHBE provides access through insurance agents or kynectors who can help complete applications and find affordable, quality health coverage including Qualified Health Plans or Medicaid coverage.

Click here to access the statute establishing the Division of the Health Benefit Exchange:

Access the Statute

Click here to access the Regulations of the Division of the Health Benefit Exchange:

Access the Regulations

To connect with a kynector in your area

Connect with a kynector

To request Help on Demand from a licensed insurance Agent

Request Help on Demand

Find a kynector for in-person help with applying for health coverage
at no cost.

How does the Exchange work?

KHBE functions to oversee the commonwealth’s implementation of the Affordable Care Act.